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Oksijen Account​

With Odeabank credit or debit cards, you can earn cash back in increasing amounts based on your assets at our bank, deposited into your Oksijen/Current account.

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Campaign Conditions

How can I benefit?

You can choose "Oksijen Account" by following these steps on the Odea application: Applications -> Privileges World -> Explore -> Go to Savings -> Change Program.

What is the monthly cash back accumulation limit?

  • In the Privileged Program: 3% for grocery and fuel, up to TRY 1,500 per month, 1.5% for all sectors, up to TRY 2,000 per month
  • In the Privileged Plus Program: 5% for grocery and fuel, up to TRY 2,500 per month, 2.5% for all sectors, up to TRY 3,500 per month
  • In the Private Program: 7% for grocery and fuel, up to TRY 3,500 per month, 3.5% for all sectors, up to TRY 5,000 per month

Example Calculation:

Oksijen Account Gain Spending Amount Ayrıcalıklı Ayrıcalıklı Plus Private
% Monthly Reward Amount % Monthly Reward Amount % Monthly Reward Amount
All Expenses TRY 50.000 1,5% TRY 750 2,5% TRY 1.250 3,5% TRY 1.750
Only Grocery and Fuel Expenses TRY 50.000 3% TRY 1.500 5% TRY 2.500 7% TRY 3.500

When does the reward loading occur?

The cash back rewards you earn will be transferred to your account within the first 7 business days of the following month, at the latest.

Important Information:

  • Customers included in the Privileges World can benefit from the privileges according to the program they are part of.
  • You can only make your savings program selection and/or spending sector change once per month.
  • Any changes you make until the day before the reward loading will affect the earnings of the same month, and your last choice will be valid.
  • During the reward loading, the calculated amount will be recalculated based on your last choice. Therefore, if you make a preference change within the month, there may be differences in the reward amount. For example, even if you earned from the Oksijen Account rate throughout the month, if you change your preference to an investment fund on any day of the month, your reward will be calculated according to the investment fund rate for that month. Conversely, if you earned from the investment fund rate throughout the month but change your preference to the Oksijen Account on any day of the month, your reward will be calculated according to the Oksijen Account rate for that month.
  • The Oksijen/Current account you choose for reward loading must be in "TRY" currency only.
  • All individual credit and debit cardholders can benefit from the programs. The reward amount is calculated specifically for the customer.
  • If a purchase made with a credit/debit card is returned or canceled, the reward will not be earned.
  • Odeabank reserves the right to stop the campaign and/or change the campaign conditions.
  • You can access the campaign disclosure text regarding the protection of personal data of Odea Bank AŞ (“Bank”) here.