Consumer Loans​

Explore the types of loans and overdraft accounts offered by Odeabank, and quickly apply for the one you need.



  • Emergency Cash Needs
  • Interest Calculation as of the Usage Date
  • Fast Application via Digital Channels
See More > Review
Installment Overdraft

Installment Overdraft

  • Instant Use without Applying for Credit
  • Minimum Limit of 5000 TL
  • Flexible Instalment Calculation
See More > Review
General Purpose Loan

General Purpose Loan

  • Term Up to 36 Months
  • Up to 250,000 TL
  • Available instantly on Mobile or Internet
See More > Review


  • Term Up to 120 Months
  • Personalized Payment Plans
  • Variable Interest Rate Options
See More > Review
Car Loan

Car Loan

  • Term Up to 48 Months
  • New and Second-Hand Vehicles
  • Flexible Payment Options
See More > Review

Required Documents

Required Documents for Consumer Loan Application

  • Identity Document (Identity Card with Turkish ID Number, driver's license or passport)
  • One natural gas, electricity, telephone or water bill for the last 3 months in the name of the applicant
  • Income Certificate
    • Sole Proprietorship, company partner, Self-Employed or Trade Person:
      - Tax Certificate for the last 3 years, balance sheet and income statement / business account summary
      - Trade Registry Gazette / Chamber registration certificate
    • Salaried Employees:
      Payroll slip or salary letter and company signature circular and SGK service breakdown
    • Pensioners:
      Pension passbook or letter containing information about the bank account where the pension is
    • Real Estate Income Declarants:
      Title deed, relevant lease contract and document showing the rent collection
    • Securities Income Earners:
      Passbooks or passbooks showing interest income
  • In addition, a copy of the title deed of the real estate to be mortgaged is required.

You can visit Odeabank branches for detailed information and to apply.

Other Documents Required Depending on the Loan Products

For Mortgage Loans:

  • Copy of the title deed of the property to be purchased

For Vehicle Loans:

  • Proforma Invoice

For Personal Finance Loans:

  • Copy of the title deed of the property to be mortgaged

Copies of these documents can initiate the application. The originals will be required for loan disbursement. The visa expiration date approved by the Turkish authorities must cover the loan disbursement date. To ensure quick and positive evaluation of the loan, income information/documents must be provided in full.