Every Feature Tailored Just for You!

Exclusive to Privileged Banking customers; With the Ayrıcalıklı Kart, not only do you receive cashback on your purchases, but you also gain access to many features that will simplify your life, such as restaurant discounts.

With the World Elite Mastercard feature of your card, you continue to feel privileged anywhere and anytime in the world.

Odeabank Ayrıcalıklı Card

Odeabank Ayrıcalıklı Card

CARD BENEFITS

1% Cashback on All Your Purchases

Odeabank

You can benefit from our campaign where you can earn cashback up to 1% of your shopping amount each month, with a maximum of 100 TL, reaching up to 1200 TL within a year. You can see the cashback amount on your credit card statement in the following billing cycle.
The cashback amount will be reflected on your card on the 5th of the following month.

Cash advances, installment cash advances, bill payments, tax payments, and SGK premium payments are not included in the discount campaign.

Concierge Service

Odeabank

With the Ayrıcalıklı Kart, your personal assistant will be just a phone call away for information and organization on various topics. By calling the Ayrıcalıklı Card Customer Service Line at 0212 275 84 44, you can benefit from all of these services 24/7.

Services you can benefit from include:

  • Travel consultancy
  • Restaurant information and reservations
  • Event organization

Exclusive GastroClub Membership Worth 4000 TL

Odeabank

You can instantly activate your complimentary GastroClub membership, exclusive to your Odeabank Ayrıcalıklı Card. While benefiting from discounts on expenses at affiliated establishments such as restaurants, markets, dry cleaning, clothing, provided by GastroClub's partnered institutions, you can also enjoy various privileges across different categories within special campaigns.

What benefits can I receive from affiliated institutions?

  • Up to 50% discount at over 1000 selected restaurants domestically
  • Up to 50% discount on dry cleaning services
  • 20% discount on car wash and maintenance services
  • Up to 50% discount on e-commerce sites
  • Discounts on online and market purchases
  • Various discounts such as 1+1 coffee treat at selected cafes and airports (Istanbul, Sabiha Gökçen, Ankara, Izmir, and Bodrum airports) are waiting for you on the GastroClub application to enhance your life.

How can I create my GastroClub membership?

After opening the application, click on the 'I want to become a member' button. Fill out the registration form that appears.

After entering the 16 digits of your Odeabank Ayrıcalıklı Card in the 'Promotional Code' field at the bottom, click on the "Continue" button to benefit from GastroClub advantages.

5% Discount on Your E-Commerce Expenses

Odeabank

With your Ayrıcalıklı Card you can benefit from a 5% refund, up to a total of 100 TL, on all e-commerce expenses across various sectors.

Details:

  • Only Exclusive Cardholders can benefit from the campaign.
  • 5% of e-commerce expenditures made regardless of sector and spending amount will be refunded.
  • A customer can benefit from the campaign multiple times, receiving a maximum refund of 100 TL.
  • Refunds will reflect on your account statement on the 5th of the following month after the transaction is made. For the earned refund to be reflected, the primary card, virtual card, or supplementary card must be an open and valid card.
  • Both upfront and installment e-commerce transactions are included in the campaign.
  • Mail order and telephone order transactions are not included in the campaign.
  • Cash advances, individual retirement payments, Social Security Institution premium payments, tax, and invoice payment transactions are not included in the campaign.
  • The primary card, virtual card, and supplementary cards are included in the campaign. Discounts will reflect based on the total spending made by the primary card, virtual card, and supplementary cards.
  • Odea Bank reserves the right to terminate and/or alter the campaign conditions.

Interest-Free Installment with No Transaction Limit

Odeabank

With your Odeabank Ayrıcalıklı Card , you can divide your transactions made in a single installment ranging between 300 TL - 3,000 TL for up to 2 months with no fees or interest. For transactions between 3,001 TL - 25,000 TL, you can opt for installment payments for up to 6 months with interest.

Feel exclusive in your shopping with your Ayrıcalıklı Card!

You can arrange installment payments either by responding to the SMS received after your purchase, or before your statement is issued, through the Odea Application, Odeabank Internet Banking, 444 8 444 Odeabank Communication Center, or our branches.

Details:

  • You can convert your immediate purchases into installments through instructed installment payment.
  • Single payment purchases can be converted into installments if they fall within the billing cycle. After the statement is issued, installment arrangements cannot be made.
  • There is no fee for directed installment arrangements. However, the interest rate applied during installment arrangements is the same as the contractual interest determined by the Central Bank of the Republic of Turkey (CBRT).
  • You cannot request another installment arrangement for a transaction that has already been arranged in installments.
  • You can cancel your directed installment request until your account statement date. In this case, the interest will be refunded. After the statement date, you can perform an early closing for cancellation requests. You can request early closings through 444 8 444 Odeabank Communication Center, Odea Application, Odeabank Internet Banking, and our branches.
  • You can only perform instruction-based installment transactions for public, education, and healthcare payments.
  • If the maximum installment count applied in the campaign exceeds the Banking Regulation and Supervision Agency (BDDK) limits, installment arrangements can be made within the limits determined by the BDDK. (For example: Although 6 installments may be applicable under the campaign, according to BDDK regulations, only 3 installments may appear for your expenditure.)
  • You can access product, service, and fee tariffs from here.
  • The responsibility for ensuring that the sector information of the establishment where the purchase was made is accurately registered in the system lies with the establishment.
  • Odeabank A.Ş. reserves the right to change the campaign conditions and terminate the campaign.

MasterCard Priceless Privileges

Odeabank

With your Odeabank Mastercard Ayrıcalıklı Card, you can benefit from unique experiences and offers in 44 of the most invaluable cities worldwide, such as Istanbul, New York, and London.

Enjoy over 2,000 priceless experiences designed exclusively for Mastercard® holders.

For detailed information, click here.

World Elite MasterCard Privileges

Odeabank

In addition to your credit card features, you'll encounter priceless experiences worldwide with personalized services offered by Mastercard. With the World Elite Mastercard feature, you'll feel privileged anytime and anywhere in the world.

For detailed information, click here.

To view World Elite promotions, click here.

CARD FEATURES

Ayrıcalıklı Card Customer Service

You can call our dedicated Customer Service at 0212 275 84 44, available 24/7, to access banking services quickly and easily.

Additional Card

You can issue personalized additional cards in the name of your loved ones using your Odeabank Ayrıcalıklı Card, enabling them to benefit from the advantages you enjoy.* You can set the limit for your additional cards yourself and easily track expenses.

Channels for Additional Card Applications:

  • Odea Application
  • Odeabank Internet Banking
  • Odeabank Branch
  • 4444 8 444 Odeabank Communication Center

You can issue a maximum of 2 additional cards linked to your primary card. Through Odea Application, Internet Branch, and 444 8 444 Communication Center, individuals aged 18 and above, or 16 and above for Odeabank Branches, can apply for additional cards.

*Benefits like airplane ticket discounts and cashback are applicable. Discounts are reflected based on the combined spending of primary and additional cards.

Cash Advance

Within the limit of your credit card, you can use cash advance to meet urgent cash needs and track your debts through your statements. Within certain limits and conditions, you can instantly use cash advance 24/7.

Channels Where You Can Use Cash Advance:

  • Odea Application,
  • Odeabank Internet Banking,
  • Odeabank ATMs
  • 4444 8 444 Odeabank Customer Communication Center
  • Other bank ATMs

To access fee and interest information for all our bank and credit cards, you can visit the "Credit Cards and Bank Cards" section on our "Product and Service Fees" page.

Installment Cash Advance

Within the limit of your credit card, you can meet your cash needs 24/7, repay easily with fixed installments between 2-12 months and very favorable interest rates. Moreover, you can use your installment cash advance without paying a transaction fee.

You can access detailed calculation here.

Channels Where You Can Use Installment Cash Advance:

  • Odea Application,
  • Odeabank Internet Banking,
  • Odeabank ATMs
  • 4444 8 444 Odeabank Customer Communication Center

To access fee and interest information for all our bank and credit cards, you can visit the "Credit Cards and Bank Cards" section on our "Product and Service Fees" page.

Automatic Bill Payment

Instead of waiting in long queues to track your bill transactions and make payments, you can simplify your transactions by setting up automatic instructions from your credit card.

Channels Where You Can Give Automatic Bill Instructions:

  • Odea Application,
  • Odeabank Internet Banking,
  • Odeabank Branches
  • Odeabank ATMs
  • 4444 8 444 Odeabank Customer Communication Center

Affiliated Institutions:
ASKİ – Adana Water, ANTALYA WATER, Turk Telekom (Mobile), CK Bosphorus Electricity, BUSKİ – Bursa Water, BURSAGAZ, Digiturk, D-Smart Tv, D-Smart Net, ESKİŞEHİR NATURALGAS, Gaziantep Natural Gas, İgdaş, İski, ISU Kocaeli Water, Izmir Water, Kayseri Gas, KASKİ – Kayseri Water, Kayseri and Surroundings Electricity, Mersin Water, MUGLASU, Palen - Erzurum Natural Gas, Palgaz - Kocaeli Gebze Natural Gas, Pronet, Samgaz – Samsun Natural Gas, SGKTAHSILAT, Superonline, Turk Telekom (Phone), Turk Telekom (Internet), Turkcell, Turknet, Vodafone, Waternet

To access fee and interest information for all our bank and credit cards, you can visit the "Credit Cards and Bank Cards" section on our "Product and Service Fees" page.

Virtual Card

To make your internet and mail order purchases more secure, you can issue a virtual card and make your purchases quickly. Moreover, you can determine your limit yourself and pay no card fee.

Features:

  • You can apply for a virtual card via Odea Application, Odeabank Internet Banking, or 444 8 444 Odeabank Customer Communication Center.
  • When using your virtual card, you can access your card number, expiration date, and security code (CVC2) information through Odea Application and Odeabank Internet Banking.
  • Virtual cards are cards that are not physically printed.
  • You can track your virtual card expenses from your main card's statements.

Digital Slip

To reduce paper consumption used in POS devices, you can receive digital documents instead of physical slips for your purchases made from physical POS with your credit card.

You can choose digital slip for all your transactions or only for contactless transactions below the limit by calling 444 8 444 Odeabank Customer Communication Center or through Odea Application; Banking - All - Cards - Credit Cards - Choose Card - Upper right settings - Digital Slip Settings menu.

You can inquire, view, and share digital slips for transactions made within the last 6 months. This way, you can quickly and easily track your expenses while contributing to the environment.

USD Currency Statement

You can receive the statement of your Odeabank Ayrıcalıklı Card in TL or TL/USD. This way, your purchases made abroad or in foreign currency will be added to your USD statement, and you can easily pay from your USD account.

Channels Where You Can Change the Statement Type:

  • Odea Application,
  • Odeabank Internet Banking,
  • Odeabank Branch
  • 4444 8 444 Odeabank Customer Communication Center

Limit Increase

You can receive your Odeabank Ayrıcalıklı Card statement either in TL or in TL/USD. This way, your purchases made abroad or in foreign currency will be added to your USD statement, allowing you to easily pay from your USD account.

Channels to Request Limit Change:

  • Odea Application,
  • Odeabank Internet Banking,
  • Odeabank Branches,
  • 4444 8 444 Odeabank Communication Center