Deposit Account Products​

By opening a demand account in Turkish Lira or foreign currency, you can deposit your savings and easily make any payments through our bank.

What are the advantages?

• With the Demand Deposit Account, you can avoid the hassle of carrying cash and checks, making all kinds of payments easily through our bank.
• You can manage your accounts through the Internet Branch and Odea application, conduct your banking transactions, and get information by calling the Odeabank Communication Center when needed.

How to Open a Demand Deposit Account?

If you are not yet an Odeabank customer, you can open an account at Odeabank branches. To open a new Demand Deposit Account, you can use the Internet Branch, Odea application, or the Communication Center (444 8 444)

Open a time deposit account now to make the most of your savings. With the assurance of Odeabank, you can continue to accumulate and earn with a fixed return at an interest rate specific to the term you choose, adding value to your savings.

With Odeabank Time Deposit Account, you can evaluate your savings in Turkish Lira and foreign currency (USD/EUR/GBP) at advantageous interest rates for the terms you specify.

Open a time deposit account at Odeabank now to add value to your company's resources! By obtaining a fixed return with an interest rate specific to the term you choose, you can enhance the value of your savings.

What are the advantages?

• With a time deposit account, you can benefit from Odeabank's advantageous interest rates.
• For terms ranging from one day to several years, you can open an account exactly for the period you want.
• Your account is not affected by interest rate changes during the term.
• At the end of the term, your account is renewed with the same term and interest rate for that day unless otherwise specified.
• Your customer representative closely monitors your account.
• If you wish, your account statement is sent to you at the end of each month.

How to Open a Time Deposit Account?

To open a new Time Deposit Account, you can use the Internet Branch, Odea application, or the Communication Center (444 8 444) or visit all Odeabank branches.

Safe Deposit Account is a deposit product that can be opened in Turkish Lira/USD/EUR currencies, where the Customer, within the limits determined in the Contract between the Customer and the bank, can withdraw and deposit money at any time without falling below the minimum limit and not leaving the Safe Deposit Account before the maturity date for any reason.

For Domestic Individual Traders/Artisans and Craftsmen

• Banking Service Agreement (BSA)
• Notarized Signature Declaration (if available) or Signature Circulars/Declaration or a document indicating approved practical signatures, to be notarized if available
• Trade Registry Gazette or Craftsmen Registry Certificate (Related to the Main Contract or Business Scope)
• For individual trader, artisans, and craftsmen additionally:
  • Relevant Chamber Registration or Trade Registry
  • Identity document containing T.C. ID Number (ID card, driver's license, or passport)

For corporate traders, registered legal entities (Collective-Commandite-Joint Stock-Limited Companies, and Cooperatives), additionally;

• Photocopy of the Identification Document of the Authorized Person(s) Representing the Company
• Authorization document or empowerment document of the authorized person representing the company
• Identification documents of shareholders holding more than 25% of the company

For accounts to be opened on behalf of cooperatives, additionally;

• Notarized copy of the decision of the Board of Directors selecting the person(s) authorized to represent the cooperative among themselves
• If available, a notarized copy of the decision regarding the opening of an account at the bank
• Identification documents of shareholders holding more than 25%

For Accounts Opened for Domestic Legal Entity Merchants' Branches

• Banking Service Agreement
• Tax Certificate
• Documents of the Parent Company (Trade Registry Gazette - Signature Circulars - Tax Certificate)
• Trade Registry Gazette Copy Regarding the Establishment of the Branch Board of Partners / Board of Directors decision regarding the opening of the branch (Notarized Copy specifying the trade name, address, representatives, and authorities of the branch)
• Activity Certificate of the Branch
• Notarized Signature Circulars and ID Copy of the Person(s) Authorized to Represent the Branch
• Authorization document or empowerment document of the person authorized to represent the branch
• ID documents of shareholders holding more than 25%

For Foreign Legal Entity Customers

• Banking Service Agreement
• Company's articles of association
• Trade registry gazette (published/establishment gazette of the articles of association)
• Tax certificate
• Activity certificate
• Notarized signature circulars
• ID copy/address confirmation document of the person(s) authorized to represent the company
• Authorization document or empowerment document of the authorized person
• ID documents of shareholders holding more than 25%

Documents issued abroad must be approved by the Turkish consulates or, within the framework of the "Agreement on the Abolition of the Requirement of Legalization for Foreign Official Documents," bear the approval (apostille) of the competent authority of the country that is a party to this Agreement.

For the Liaison Offices of Foreign Legal Entities in Turkey

• Banking Service Agreement
• Documents of the Parent Company (Company Articles of Association - Trade Registry Establishment Gazette - Signature Circulars)
• Board of Partners / Board of Directors decision regarding the opening of the branch
• Trade Registry Gazette Copy Regarding the Establishment of the Branch
• Tax Certificate of the Branch
• Notarized Signature Circulars
• Notarized Signature Circulars and ID / Passport Copy of the Person(s) Authorized to Represent the Branch
• Authorization document or empowerment document of the person authorized to represent the branch
• ID documents of shareholders holding more than 25%

Documents issued abroad must be approved by the Turkish consulates or, within the framework of the "Agreement on the Abolition of the Requirement of Legalization for Foreign Official Documents," bear the approval (apostille) endorsement by the competent authority of the country that is a party to this Agreement.

For Branches of Foreign Legal Entities Abroad

• Banking Service Agreement
• Documents of the Parent Company (Company Articles of Association - Trade Registry Establishment Gazette - Signature Circulars)
• Board of Partners / Board of Directors decision regarding the opening of the branch
• Trade Registry Gazette Copy Regarding the Establishment of the Branch
• Tax Certificate of the Branch
• Notarized Signature Circulars
• Notarized Signature Circulars and ID / Passport Copy of the Person(s) Authorized to Represent the Branch
• Authorization document or empowerment document of the person authorized to represent the branch
• ID documents of shareholders holding more than 25%

Documents issued abroad must be approved by the Turkish consulates or, within the framework of the "Agreement on the Abolition of the Requirement of Legalization for Foreign Official Documents," bear the approval (apostille) endorsement by the competent authority of the country that is a party to this Agreement.