Required Documents

Required Documents

Required Documents for Consumer Loans Application:

  • Proof of identity (Passport , ID Card or Driving License – TR citizenship number must be written on card)
  • Utility bill for the last three months (natural gas, electricity, phone or water) in the applicant’s name
  • Income Statement
    • Self-Employed Persons or Tradesmen:
      • Last year’s Tax Registration, Balance Sheet and Income Statement/Business Account Statement
      • Trade Registry Gazette/Chamber Registry Document
    • Company Shareholders:
      • Last year’s Tax Registration, Audited Balance Sheet and Income Statements/Business Account Statement of the last year
      • Trade Registry Gazette/Chamber Registry Document.
    • Salaried Employees: Payroll or salary certificate and company’s signature circulars
    • Retirees: Retirement salary document or letter including information on the bank account into which the retirement salary is being deposited
    • Declarers of Real Estate Income: Title deed and relevant lease contract
    • Movable Income Earners: Account book showing interest yield.

Other Required Documents:

Mortgage:

  • Copy of the title deed of the house to be purchased

Car Loan:

  • Pro forma invoice

Home Equity Loan:

  • Copy of the title deed of the property to be mortgaged

Home Decoration Loan:

  • Invoice or pro forma invoice related to the expenses
  • If a large loan is secured with a mortgage, a photocopy of the title deed of the property to be mortgaged is required.

Mortgage for Non-Residents:

  • Passport
  • Document showing your residential address
  • Document showing that the down payment (50% of the property value) was paid to the seller, or bank account document showing the deposit made
  • Income Statement:
    • For Salaried Employees:
      • Payroll or salary certificate and company’s signature circulars
      • Customer's bank account slip showing the last three months’ transactions
      • Last year’s Tax Registration (P60 - End of Year Certificate – Form for the United Kingdom and Ireland)
      • Credit Bureau Certification of the customer's own country
    • For Self-Employed Persons, Tradesmen or Company Shareholders:
      • Last year’s Tax Registration, Balance Sheet and Income Statement/Business Account Statement
      • Trade Registry Gazette/Chamber Registry Document
      • Real estate title deed and license of company-owned vehicles (if applicable)
      • Company’s bank account slip showing the last three months’ transactions
      • Tax identification card issued by the Turkish Ministry of Finance or foreign identity number provided by the Turkish Police Department.

The copies of the above documents are enough to initiate the loan. However the originals are required for actual loan disbursement. The visa expiry date must include the lending date.​​​​