Frequent Asked Question​

There are no restrictions on the use of the demand deposit account that will be converted into Oksijen Account during the application stage. You can use your account as you wish.

For Oksijen Account accounts defined at Odeabank branches, if there is a minimum balance to be transferred to the time deposit, you will start earning interest on the business day following the day the account is defined/when sufficient balance is created.

For Oksijen Account accounts defined through Internet Banking and 444 8 444 Odeabank Customer Contact Center, you will start earning interest on the business day following the account opening date (or the next business day for non-business days).

You can check the status of Oksijen Account through the Odea app, Internet Banking, 444 8 444 Odeabank Customer Contact Center, or our branches.

Yes, you can use Oksijen Account to evaluate your TL, USD, and EUR savings.

You can open only one Oksijen Account for each currency.

You can perform all transactions you do with your demand deposit accounts using Oksijen Account. During business hours, you can withdraw all your balance, and on weekends/holidays, you can withdraw an amount up to the minimum limit you want to keep in the demand deposit account. You can also deposit money into your account whenever you want.

Yes, since Oksijen Account is linked to your TL demand deposit account, you can also open an Overdraft Account linked to the same demand deposit account. No disbursement occurs from the overdraft account during the transfer of your balance to the time deposit.

There is no minimum limit for opening Oksijen Account. You can earn overnight interest on the balance above the minimum limit you set, which is 5,000 TL/1,000 USD/1,000 EUR.

No, you will continue to earn interest for the days when there is a sufficient balance in your account. There is no closure of the account.

For Turkish lira accounts, the upper limit for welcome interest accumulation is 2,000,000 TL, and the upper limit for interest accumulation is 5,000,000 TL.

For USD/EUR accounts, the upper limit for welcome interest accumulation is 250,000 USD/EUR, and the upper limit for interest accumulation is 2,000,000 USD/EUR.

No. During business hours, you can create your application through our branches, and at any time, you can create your application through Internet Banking, Odea app, and the Customer Contact Center.

The balance above the minimum amount you determined to be kept in the demand deposit account will be evaluated as a time deposit every day, including weekends and holidays.

You can withdraw up to your current limit from ATMs, including weekends, for the minimum usage amount to be kept in the demand deposit account.

You can increase your current ATM withdrawal limit during business hours by calling 444 8 444 Odeabank Customer Contact Center or through our branches.

You can withdraw the remaining balance above the minimum usage amount during business hours as you wish.

(No withdrawals are allowed during end-of-day transactions.)

Yes, you can deposit as much money as you want and whenever you want into Oksijen Account. Your balance will earn interest at the applicable interest rate. If you deposit money by the end of the business day on weekdays, you will start earning interest on the same day. If you deposit money on weekends/holidays, there will be no transfer to the time deposit account.

Oksijen Account is a feature linked to your demand deposit account and is subject to the standard fees/commissions applied by our bank.

You can cancel your account through the Odea app, Internet Banking, 444 8 444 Odeabank Customer Contact Center, or our branches, just like in the account opening process.

Interest rates may change depending on market conditions, and Odeabank A.Ş. reserves the right to change the interest rates.

Click here for Oksijen Account interest rates.

Click here for deposit interest rates.