Bank’O Diji C@rd​

You can use the cash advance within your credit card limit to meet urgent cash needs and track your debt through your statements. Within certain limits and conditions, you can make instant cash advances 24/7.

Channels for Cash Advance Usage:

• Odea App,
• Odeabank Internet Banking,
• Odeabank ATM
• 4444 8 444 Odeabank Communication Center
• Other bank ATMs

You can visit the "Credit Cards and Debit Cards" section on our "Product and Service Fees" page to access fee and interest information about all our bank and credit cards. (Product and Service Fees | OdeaBank)

You can meet your cash needs 24/7 within the limit of your credit card, repay them easily in fixed installments between 2-12 months with very favorable interest rates. Moreover, you can use your installment cash advance without paying a transaction fee.

You can access detailed calculations from here.

Channels for Installment Cash Advance Usage:

• Odea App,
• Odeabank Internet Banking,
• Odeabank ATM
• 4444 8 444 Odeabank Communication Center

You can visit the "Credit Cards and Debit Cards" section on our "Product and Service Fees" page to access fee and interest information about all our bank and credit cards.(Product and Service Fees | OdeaBank)

Instead of waiting in long queues to track and pay your invoices, you can simplify your transactions by creating automatic instructions from your credit card.

Channels Where You Can Give Automatic Billing Instructions:

• Odea App,
• Odeabank Internet Banking,
• Odeabank Branches
• Odeabank ATM
• 4444 8 444 Odeabank Communication Center

Contracted Institutions:

ASKİ – Adana Water, ANTALYA WATER, Türk Telekom (Mobile), CK Boğaziçi Electricity, BUSKİ – Bursa Water, BURSAGAZ, Digiturk, D-Smart TV, D-Smart Net, ESKİŞEHİR NATURAL GAS, Gaziantep Natural Gas, İgdaş, İski, ISU Kocaeli Water, İzmir Water, Kayseri Gas, KASKİ – Kayseri Water, Kayseri and Surrounding Area Electricity, Mersin Water, MUGLASU, Palen - Erzurum Natural Gas, Palgaz - Kocaeli Gebze Natural Gas, Pronet, Samgaz – Samsun Natural Gas, SGKTAHSILAT, Superonline, Türk Telekom (Phone), Türk Telekom (Internet), Turkcell, Turknet, Vodafone, Waternet

With Bank’O Diji K@rt, you can split your purchases between 300 TL - 3,000 TL without any fees or interest for up to 2 months. For purchases between 3,001 TL - 25,000 TL, you can split them into 6 installments with interest. You can make your payments easier.

If you receive an SMS after your purchase for installment, you can respond to the SMS or perform the installment before your statement is issued through Odea App, Odeabank Internet Banking, 444 8 444 Odeabank Communication Center, or our branches.

Details:

• With installment instructions, while dividing your cash purchases into installments, you also defer your first installment to the next period.
• Single installment purchases can be split when they fall within the billing period. Once the statement is issued, installment splitting cannot be done.
• No fee is charged for installment instructions. However, the interest rate applied in the installment process is the same as the contractual interest determined by the Central Bank of the Republic of Turkey.
• Another installment request cannot be taken for a transaction that has already been split into installments.
• You can cancel your installment request until your account statement date. In this case, the interest will be refunded. For cancellation requests after the statement date, you can make early closure. You can request early closure from 444 8 444 Odeabank Communication Center, Odea App, Odeabank Internet Banking, and our branches.
• You can only perform instruction-based installment transactions for public, education, and healthcare payments.
• If the maximum installment count applied in the campaign exceeds the Banking Regulation and Supervision Agency (BDDK) limits, installment arrangements can be made within the limits determined by the BDDK. (For example: Although 6 installments may be applicable under the campaign, according to BDDK regulations, only 3 installments may appear for your expenditure.)
• You can access product, service, and fee tariffs from here. (Product and Service Fees | OdeaBank)
• The responsibility for the accuracy of the sector information registered in the system of the business where the shopping is made belongs to the business.
• Odeabank A.Ş. reserves the right to make changes in campaign conditions and to stop the campaign.

To make your internet and mail-order purchases more secure, you can create a virtual card and make your purchases quickly. Moreover, you can determine your limit yourself and do not pay a card fee.

Features:

• You can apply for a virtual card through Odea App, Odeabank Internet Banking, or 444 8 444 Odeabank Communication Center.
• While using your virtual card, you can access your card number, expiration date, and security code (CVC2) information through Odea App and Odeabank Internet Banking.
• Virtual cards are cards that are not physically printed.
• You can track your virtual card expenses from your main card's statements.

If you wish, you can receive your Bank’O Diji K@rt statement in either TL or TL/USD. This way, your purchases made abroad or in foreign currency will be added to your USD statement, and you can easily pay from your USD account.

Channels Where You Can Change Statement Type:

• Odea App,
• Odeabank Internet Banking,
• Odeabank Branch
• 4444 8 444 Odeabank Communication Center

You can see your card limit from the moment your Bank’O Diji K@rt is approved through Odea App or Odeabank Internet Branch. You can request a limit increase anytime and get a response as soon as possible.

Channels Where You Can Request Limit Change:

• Odea App,
• Odeabank Internet Banking,
• Odeabank Branch
• 4444 8 444 Odeabank Communication Center