Fund Deposit Account​

For customers aiming to diversify their portfolios by investing their savings both in investment funds and fixed-term deposits, Fund Deposit account offers an investment opportunity under a single account!

General Information

What are the advantages of Odeabank's Fund Deposit Account?

  • By allocating your savings in the Fund Deposit Account, you diversify your portfolio by investing in both investment funds and fixed-term deposit accounts according to the specified allocation ratio.
  • You can simultaneously benefit from the returns of investment funds and advantageous fixed-term deposit interest rates.
  • You can choose from the offered investment funds based on your risk profile and expectations.

What are the features of Odeabank's Fund Deposit Account?

  • The minimum opening amount for Fund Deposit packages is 13,000 Turkish Lira.
  • Fund Deposit account can be opened in Turkish Lira within the maturity range of 32 - 182 days.
  • The interest rate offered on the fixed-term deposit within the Fund Deposit package may vary based on the account amount and maturity.
  • The amount invested in the investment fund remains blocked as long as the fixed-term deposit within the Fund Deposit package remains open.
  • If the fixed-term deposit within the Fund Deposit account is closed before maturity, no interest yield is obtained. However, if the fixed-term deposit is closed before maturity, the blockage tied to the investment fund is lifted, and the customer can request the fund's liquidation.
  • Partial withdrawals/deposits can not be made during the term of the Fund Deposit Account.
  • You can access the list of investment funds included in the Fund Deposit packages and the management fees of the funds from the tables below.
  • Returns on investment funds included in Fund Deposit packages may vary depending on investment strategies and market conditions.
  • Investment strategies of funds included in the Fund Deposit packages, prospectuses, investor information forms related to the funds, and articles of association of umbrella funds and real estate investment funds can be found on the relevant fund's homepage on the Public Disclosure Platform (www.kap.gov.tr).

How to open a funded deposit account?

You can visit one of our branches to open a Fund Deposit Account.

Balance Maturity 30% Fund Share  70% Deposit Share 50% Fund Share  50% Deposit Share
New* / Current Balance 32-91 Days 50,50% 51,00%
92-182 Days 53,50% 54,00%

*This indicates new balances coming into our bank from external sources.

List of Investment Funds Included in the Investment Fund Promotional Campaign

Founder Fund Code Fund Name Risk Level
İŞ PORTFÖY IOP İŞ PORTFÖY ODEABANK PARA PİYASASI (TL) FONU 1
ROTA PORTFÖY RPT ROTA PORTFÖY İKİNCİ SERBEST (TL) FON 1
AK PORTFÖY ARM AK PORTFÖY İKİNCİ FON SEPETİ FONU 4-5
YAPI KREDİ PORTFÖY YAC YAPI KREDİ PORTFÖY İKİNCİ FON SEPETİ FONU 6