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Savings for the Future Account

Savings for the Future Account

If you want to make long term investment with small savings, you can have a Future Savings Account opened via regular payment order to be placed via your deposit account or Odeabank credit card, and benefit from favorable interest rates.

Features of Future Savings Account:

  • You can open Future Savings Account in TRY, USD, EUR, and GBP.
  • You can set your payment periods as 1 month, 3 months or 6 months.
  • You can start earning interest immediately by depositing an initial amount during account opening.
  • You can increase your amount of savings and interest rate by depositing additional balance to the specified payment amount provided that it’s in payment periods.
  • Term period is 3 years for all types of foreign exchange.
  • Accrued amount of interest is transferred to your account in annual periods from the account opening.
  • You can change the amount of your regular payment at any time during the term as long as it isn’t below the minimum amount of payment.
  • If the deposit account balance or credit card limit is unable to cover the amount of regular payment but able to cover the lower limit of regular payment on the payment day, a partial collection will take place in the related payment period. Partial payments aren’t considered as regular payments.
  • If demand deposit doesn’t have enough balance or credit card doesn’t have limit on the payment day, the relevant payment is considered as “skipped payment”, and if 3 (three) consecutive payment periods are skipped, Future Savings Account is closed with early closing interest rate and the balance is transferred to demand deposit account.
  • You can open Future Savings Account at any Odeabank Branch.